Being in a hit-and-run accident can be an extremely stressful and overwhelming experience. Any car accident is stressful enough, but it can be much worse when another driver flees the scene unexpectedly. From the shock and confusion of the incident to the frustration of not knowing who is responsible, it’s natural to feel a range of emotions.
Even still, there are many critical actions that you need to take at this time. It’s important to have the support and guidance of professionals after a hit-and-run accident, so don’t hesitate to reach out to a car accident attorney near you who can manage the legal process and advocate for your rights. Consultations are free, so this is a step you should never delay.
What Is a Hit-and-Run Accident?
A hit-and-run accident occurs when a driver involved in a collision leaves the scene without providing contact information or assistance. It can happen in a variety of situations, including parking lot collisions, pedestrian accidents, and roadway crashes. Not only is leaving the scene of an accident morally wrong, but it is also illegal. In most jurisdictions, it is a serious offense that can result in fines, license suspension, and potential jail time.
When a hit-and-run accident occurs, victims are left to deal with the aftermath on their own. The emotional toll can be significant, as they may not only be dealing with physical injuries but also the trauma of feeling violated and abandoned. In addition, hit-and-run accidents can come with immense financial burdens. Victims must know their rights and the steps they should take to protect themselves legally and financially.
Steps to Take Immediately After a Hit-and-Run Accident
The moments immediately following a hit-and-run accident can be critical in gathering evidence and ensuring your safety. Here are the steps you should take:
Call Local Law Enforcement
Contacting the police is essential after a hit-and-run accident. Not only will they be able to provide assistance and assess any injuries, but they will also initiate an investigation into the incident. Make sure to provide them with as much information as possible about the accident, including any descriptions of the fleeing vehicle, its driver, and passengers.
Gather Evidence
Documenting the scene is critical in hit-and-run cases since limited information about the responsible driver may be available. If possible, take photographs of the damage to your vehicle, any skid marks, and the surrounding area. If there are witnesses, try to obtain their statements and contact information.
Note Details About the Other Driver
If you were able to see the other driver before they fled, make a note of as many details as possible. It may include the vehicle’s make, model, color, license plate number, and the direction they were traveling. This information can be invaluable for the police investigation and your insurance claim.
Avoid Chasing the Driver
While it may be tempting to pursue the fleeing driver, be sure to prioritize your safety and the safety of others on the road. Chasing after a hit-and-run driver can put you at risk of further accidents and may hinder the legal process.
What to Do in the Hours and Days After the Accident
After the immediate aftermath of the accident, there are several important steps to take in the hours and days that follow:
File a Police Report
You should file a detailed police report as soon as possible. This report will serve as official documentation of the accident and can aid in the investigation. Provide all the information you have about the incident, including any evidence collected and witness statements. If law enforcement officers come to the accident scene, they will typically begin a report at that time.
Seek Medical Attention
Even if you believe your injuries to be minor, seek medical attention after a hit-and-run accident. Some injuries may not manifest immediately; a medical evaluation can help identify underlying issues. Additionally, obtaining medical records will be necessary for insurance claims.
Inform Your Insurance Company
Contact your insurance company as soon as possible to report the accident and initiate the claims process. Provide them with all the information you have, including copies of the police report and any evidence collected. Ask them about the role of uninsured motorist (UM) coverage in hit-and-run cases, as this coverage may help compensate for your losses.
Document Everything
Keep a record of all the documentation related to the accident. It includes receipts for medical expenses, repair bills for your vehicle, correspondence with insurance companies, and any other relevant documents. These records will be vital when seeking compensation for your damages.
Common Types of Hit and Run Accidents
Hit-and-run accidents occur when a driver involved in a collision leaves the scene without stopping to identify themselves or provide assistance to the injured party. These accidents can happen in various scenarios, and it’s essential to be aware of the common types of hit-and-run accidents:
Pedestrian Accidents
Pedestrian accidents are one of the most common types of hit-and-run accidents. A driver may hit a pedestrian while crossing the street or walking on the sidewalk and then flee the scene. These accidents can result in severe injuries or even fatalities for the pedestrians involved.
Bicycle Accidents
Bicyclists are vulnerable road users, and when they are involved in a hit-and-run accident, the consequences can be devastating. Drivers may collide with a bicyclist and leave them injured on the road without offering any assistance.
Rear-End Collisions
Rear-end collisions can also result from hit-and-run accidents. In these cases, a driver may crash into the rear of another vehicle and then flee the scene. Rear-end collisions can cause significant damage to the vehicles involved and lead to injuries such as whiplash and other neck or back injuries.
Intersection Accidents
Hit-and-run accidents frequently occur at intersections. A driver may disregard traffic signals, collide with another vehicle, and then flee the scene without taking responsibility for their actions. Intersection accidents can result in severe injuries and property damage.
Parking Lot Accidents
Parking lot accidents can also involve hit-and-run situations. Drivers may collide with parked vehicles and then leave the scene without leaving any contact information. These accidents can cause significant damage to the victim’s vehicle, and it can be challenging to identify the responsible party without proper legal assistance.
How to Handle Insurance Claims After a Hit-and-Run Accident
Dealing with insurance companies can be complicated, especially in hit-and-run cases where the responsible party is unknown. Here are some tips for going through the insurance claims process:
Understanding Uninsured Motorist (UM) Coverage
Uninsured motorist coverage is an essential type of auto insurance that provides compensation for medical bills, vehicle repairs, and other losses when the at-fault driver is unknown. Familiarize yourself with the specifics of your UM coverage and understand what it covers and the limits of the coverage. When you hire a knowledgeable car accident lawyer, they can explain your coverage and ensure you exercise your rights under your policy.
Dealing with Your Insurance Company
When communicating with your insurance company, stick to the facts and avoid making statements without legal guidance. Insurance companies may try to downplay the value of your claim or push for a quick settlement. Consulting with a reputable car accident attorney can ensure your rights are protected and you receive fair compensation.
Challenges in Hit-and-Run Claims
Hit-and-run accidents present unique challenges when it comes to insurance claims. Proving damages and dealing with claim denials can be difficult. However, an experienced car accident attorney can navigate these challenges and work to secure the compensation you deserve.
Why You Need a Car Accident Attorney After a Hit-and-Run
Dealing with the legal process after a hit-and-run accident can be complex and overwhelming. There are several reasons why it is important to have a car accident lawyer by your side:
Case Evaluation
A skilled car accident lawyer can evaluate your case’s specific details and circumstances and determine the best course of action to pursue compensation for your injuries and damages. They will review the available evidence, such as police reports, witness statements, and surveillance footage, to build a strong case on your behalf.
Understanding Insurance Claims
Dealing with insurance companies can be complicated, especially in hit-and-run cases. A car accident lawyer can handle all communication with the insurance company on your behalf, ensuring that your rights are protected and you receive a fair settlement. They understand the tactics insurance companies may use to minimize your claim and can negotiate with them to maximize your compensation.
Maximizing Compensation
A car accident attorney will fight to secure all economic and non-economic damages you are entitled to. It may include medical expenses, lost income, pain and suffering, and other losses resulting from the accident. A car accident lawyer’s main goal is to help recover the maximum compensation you deserve for your injuries and damages. They will assess the full extent of your losses and work diligently to secure a fair settlement or verdict.
Reducing Stress
Having a car accident attorney on your side allows you to focus on your recovery while they handle the complexities of your case. They can handle the paperwork, negotiations, deadlines, and legal proceedings, reducing stress during this difficult time.
Common Mistakes to Avoid After a Hit-and-Run Accident
To protect your legal rights and maximize your chances of obtaining fair compensation, it is critical to avoid certain common mistakes. Here are some pitfalls to watch out for:
Not Reporting the Accident
Some victims may be tempted to skip reporting the accident, especially if they believe the responsible driver will never be found. However, failing to report the accident can hinder police investigations and insurance claims. Always report hit-and-run accidents to the authorities.
Delaying Medical Treatment
Even if your injuries seem minor at first, it is in your best interest to seek medical attention after a hit-and-run accident. Some injuries may not manifest immediately, and delaying treatment can harm your health and legal claims.
Accepting Quick Settlements
Insurance companies may offer quick settlements to limit their liability and minimize payouts. However, these initial offers are often lowball offers that do not reflect the actual value of your claim. Consult with a trusted car accident attorney before accepting any settlement offers.
Providing Too Much Information to Insurers
Be cautious when communicating with insurance companies. Remember that they may use any information you provide against you to devalue your claim. Avoid oversharing or agreeing to recorded statements without legal guidance.
Frequently Asked Questions About Hit-and-Run Accidents
Can I File a Claim if the Driver is Never Found?
Yes, you may still be able to file a claim even if the hit-and-run driver is never found. Uninsured motorist coverage can compensate for your losses in such cases. Consult with a knowledgeable car accident lawyer to explore your options.
What If I Don’t Have UM Coverage?
If you do not have uninsured motorist coverage, there may still be alternative options for seeking compensation. Some states have victim compensation programs, and it may be possible to file third-party claims against other potentially responsible parties. Your car accident lawyer can help explore these options.
How Long Do I Have to File a Claim?
Most states have a statute of limitations for personal injury and property damage claims. It’s important to consult with an attorney as soon as possible to understand the time limits that apply to your case and ensure you file your claim within the designated timeframe.
Were You Involved in a Hit and Run Accident? Contact a Seasoned Car Accident Lawyer Today
In the aftermath of a hit-and-run accident, taking the proper steps to protect your health and legal rights is important. By following the proper procedures, such as reporting the accident, seeking medical attention, and gathering evidence, you can increase your chances of obtaining fair compensation for your losses. The guidance and support of a personal injury lawyer can be invaluable during this time, helping you deal with insurance claims, gather evidence, and advocate for your rights. Don’t hesitate to reach out for a free consultation to discuss your case and take the first step toward justice.