Generally, the at-fault driver’s insurance covers damages resulting from a car accident. The rise in rideshare apps has given rise to the question of settlement responsibility in case of an accident. In most cases, Uber insurance policy covers injured victims. Pertaining to this, the amount of money awarded depends on a wide range of factors. It is recommended that you speak with an experienced personal injury attorney to maximize your claims. These are a few factors that determine the amount of compensation awarded:
Extent of Injury
The injuries suffered play a major role in the amount of money owed following an accident. This makes it important to immediately seek medical attention. You should also retain all your medical documents regarding the injury and treatments. Keep a diary detailing the manner in which the injury affected your life. Medical evidence can show how bad your injuries are.
You can use this evidence to support your compensation claim in front of the court or insurance company. Severe injuries, in most cases, warrant a higher settlement amount. This is particularly true in situations where the injuries leave you permanently or partially impaired. Certain injuries limit the victim’s ability to earn an income.
Unfortunately, you can only make a claim once for your accident. This is even if a secondary injury manifests after a few weeks or months. Hence, never be hasty in receiving compensation. You need to make sure you win sufficient compensation for covering all your injuries.
Extent of Damages
The damages suffered play a role in the worth of your settlement as well. Legal damages include:
- Lost wages
- Medical expenses
- Physical pain and suffering
- Reduced earning capacity
- Mental and emotional distress
- Loss of consortium
- Property damage
- Scarring and disfigurement
It’s not always easy to prove the extent of damages suffered. Insurance companies, in most cases, will downplay the situation to reduce the settlement.
Uber Insurance Coverage
Uber has an extensive insurance policy like most major companies. Policy limits depend on individual situations. Uber’s liability insurance offers a larger coverage if the Uber driver was on the way to pick up a passenger or already had a passenger in the car when the accident occurred. In accumulation of this, the coverage drops if the Uber driver did not have any passengers in the car and was working but not on the way to pick up another passenger. In some cases, Uber’s insurance policy doesn’t apply. Instead, the driver’s personal insurance coverage will be used for covering damages. Uber requires all its drivers to carry only the state minimum.
Fault for the Accident
Fault plays a major role in how much money you may be awarded following an Uber accident. If your state follows the doctrine of pure comparative fault, your settlement will be reduced proportionately by the percentage of your fault. Talk to an Accomplished Uber Car Accident Attorney today. The committed legal team at Walton Law, A.P.C., who has been through the legal battlefields before, can help if you were involved in an Uber accident. We are relentless in our goal to ensure that our clients get the settlement they deserve. To set up your complimentary consultation call (866) 338-7079 or reach us online.
